Finance & Business Tools
Budgeting, take-home pay, cashflow forecasting and tax admin — practical tools for keeping your money and your business paperwork under control.
What this section covers
These are the tools built around money decisions: working out what is left after your bills, understanding how much of your salary actually reaches your bank account, projecting your balance months ahead, and keeping business paperwork tidy.
They are designed for UK households, freelancers and small business owners who want a clear answer without building a spreadsheet. Everything runs in the browser and the tools listed as live are free to use. They provide estimates and general information, not personal financial or tax advice.
The tools
My Simple Budget
Build a clear picture of your monthly finances, see what is left after your bills and plan your spending without relying on a complicated spreadsheet.
My Simple Salary
Estimate your UK take-home pay and understand how tax, National Insurance, pension contributions and other deductions affect your monthly income.
My Simple Taxes
Organise receipts, track deductible expenses, and make tax season a little less stressful.
Coming soonWhat people say
Reviews left by people using the tools.
Really helpful and easy to use tool to help stay on top of finances - makes where your money goes through tax, savings, pension fund and expenses clear to see and definitely helps budgeting!
Guides to go with the tools
Plain-English walkthroughs of the money questions the tools help with. New guides are added here as they are written.
How to Create a Monthly Household Budget
A step-by-step guide to building a clear monthly household budget, covering income, essential bills, everyday spending, annual costs and savings.
How to Budget Without a Spreadsheet
A practical guide to creating and maintaining a household budget without Excel, complicated formulas or a traditional spreadsheet.
Saving Little and Often: Strategies and What They Can Achieve
Why regular saving works, the strategies people commonly use, and charts showing how small monthly amounts can grow over time.
Looking for something lighter? See the Lifestyle & Games tools.